Private merchant access after approval

IBAN, Bank Transfer/EFT and POS payment infrastructure for approved websites.

DOBIEN FINTECH helps approved businesses connect their websites to IBAN, Bank Transfer/EFT and POS payment flows through a secure API, Wise-supported automated transfer checks, webhook notifications and a private merchant dashboard delivered after review.

There is no public customer sign-up. Applications are accepted only by email. After approval, DOBIEN FINTECH delivers the merchant dashboard link and account credentials directly to the approved business.
4.99% Commission charged on every successful transaction.
0.10 GBP Separate fixed transaction fee added per successful payment.
API Payment creation, payment status and webhook events.
Approved Access
Merchant Payment Console IBAN, Bank Transfer/EFT and POS payment operations in one approved business workspace.
Active
Bank Transfer/EFT request Website creates a transfer payment request through API.
Pending
Wise automated check Transfer verification is processed through the Wise-supported control system.
Checked
POS transaction Card payment is routed after merchant approval.
Verified
Webhook notification Payment status is sent back to the merchant website.
Delivered
POST /v1/payments
{
  "method": "transfer_or_pos",
  "amount": 100.00,
  "callback_url": "https://merchant.com/webhook"
}
API Integration
Wise Checks
POS Payments
Webhook Events
Platform

Built for businesses that need controlled payment access.

DOBIEN FINTECH provides the payment connection layer your website needs after merchant approval, including Wise-supported verification for Bank Transfer/EFT operations.

Bank Transfer/EFT flow

Create transfer-based payment requests, track transaction status and receive updates through your website integration.

POS payment flow

Enable card payment processing for approved businesses through a private merchant setup delivered after review.

Merchant API

Use API endpoints to create payment requests, check payment results and automate order updates in your own system.

Webhook notifications

Receive payment status events directly on your server so your website can update orders automatically.

Private dashboard

There is no open registration. The merchant dashboard link and login details are delivered only after approval.

Wise-supported checks

For Bank Transfer/EFT operations, DOBIEN FINTECH uses its Wise business partnership to support automated transaction checks for users.

Application review

Every business is reviewed before access is granted. Additional business and website information may be requested.

Integration

Connect your website with a direct payment API.

The integration is designed for websites that need controlled payment creation and reliable payment status updates.

What your website can do after approval

Approved merchants receive the required access details to connect their website, create payment requests, use Wise-supported automated checks for Bank Transfer/EFT operations and manage payment status updates from the delivered merchant dashboard.

Create payment requests from your checkout or billing page.
Receive status updates through secure webhook callbacks.
Use Wise-supported automated checks for Bank Transfer/EFT payment verification.
Track IBAN and POS transactions inside the delivered merchant panel.
Use the approved dashboard credentials provided after business review.
API Flow
Customer checkout Your website sends amount, order reference and callback URL.
Step 01
DOBIEN FINTECH API The request is created for the approved merchant account.
Step 02
Bank Transfer/EFT or POS payment The customer completes the selected payment flow.
Step 03
Status callback Your website receives the final payment result.
Step 04
WEBHOOK payment.status.updated
{
  "reference": "ORDER-1001",
  "status": "paid",
  "fee_rate": "4.99%",
  "fixed_fee": "0.10 GBP"
}
Pricing

Simple transaction-based pricing.

DOBIEN FINTECH charges a commission on successful transactions with a fixed transaction fee added per payment.

Standard transaction fee
4.99% commission
+ 0.10 GBP per transaction

The 0.10 GBP fixed transaction fee is charged separately and is not included in the 4.99% commission calculation.

  • No public account creation on the website.
  • Merchant dashboard delivered after approval.
  • API access for Bank Transfer/EFT and POS payment flows.
  • Email-based application through info@dobien.uk.
  • The 0.10 GBP fixed fee is separate from the percentage commission.

Transaction fee example

Enter an example transaction amount to estimate the DOBIEN FINTECH fee using 4.99% commission plus a fixed 0.10 GBP transaction fee.

Commission at 4.99% 4.99
Fixed transaction fee 0.10 GBP
Total DOBIEN FINTECH fee 5.09 + currency conversion if applicable
Approval process

Access is delivered only after merchant approval.

Businesses apply by email. DOBIEN FINTECH reviews the website, business information, requested payment setup and Bank Transfer/EFT use case before delivering access.

01

Send application

Email info@dobien.uk with your company name, website, country, payment volume and requested integration type.

02

Business review

DOBIEN FINTECH reviews the business, website and payment use case before granting access.

03

Integration setup

Approved merchants receive the required API and dashboard details for their website payment flow.

04

Dashboard delivery

The merchant panel link and login credentials are delivered directly after approval and setup.

Application-only access

DOBIEN FINTECH does not provide an instant public customer panel from this website. Merchant panel access is private and is provided only to approved businesses.

FAQ

Important details before applying.

These answers explain the application flow, dashboard delivery and transaction pricing.

Can a business register directly on the website?

No. DOBIEN FINTECH accepts applications by email only. There is no public customer registration or instant dashboard access.

How does a merchant receive panel access?

After approval, DOBIEN FINTECH provides the merchant dashboard link and account credentials directly to the approved business.

Which payment methods can be integrated?

Approved websites can be connected to Bank Transfer/EFT and POS payment flows through the DOBIEN FINTECH API, Wise-supported transfer check system and webhook system.

How are Bank Transfer/EFT payments checked?

For Bank Transfer/EFT operations, DOBIEN FINTECH uses its Wise business partnership to support automated transaction verification for users.

What is the transaction pricing?

The standard fee is 4.99% commission on every successful transaction plus a separate fixed 0.10 GBP transaction fee.

Apply

Start your merchant application by email.

Send your company details, website address, country, estimated payment volume and required payment method to DOBIEN FINTECH. If your business is approved, the merchant dashboard, Wise-supported Bank Transfer/EFT check flow and integration details will be delivered directly.

Apply via Email
Application email info@dobien.uk

Applications are reviewed manually. Access details are provided only after approval.